T/T Telegraphic Transfer — Payment Method | Gemu RF Wholesale

Payment Method

T/T Telegraphic Transfer

Standard B2B wire transfer, lowest fees for orders ≥ USD 5,000

Best for: Orders ≥ USD 5,000 (recommended)

Processing fee: USD 20-35

Speed: 2-4 business days

Order limit: No upper limit

How It Works — 3 Steps

  1. Quote accepted: PI (Proforma Invoice) sent within 12 hours of confirmed order. Includes bank details, SWIFT/IBAN, and reference code.
  2. Payment initiated: Buyer sends funds from corporate bank account. Send proof of transfer (SWIFT MT103 or wire confirmation) to chy@rfclone.com.
  3. Production starts: Funds received within 1-4 business days. Production begins immediately upon cleared funds. Production lead time 25 days for standard SKUs.

Advantages

  • Lowest fee (USD 20-35)
  • Standard in international B2B trade
  • SWIFT / IBAN accepted globally

Limitations

  • 2-4 business days processing
  • Both banks may charge intermediary fee

Frequently Asked Questions

Q: Can I pay in a currency other than USD?

Yes. We accept USD, EUR, GBP, AUD, and CNY. The PI will show the amount in your preferred currency at the prevailing mid-market rate. Bank receiving fees may differ per currency.

Q: Do you accept 30% deposit + 70% balance terms?

No. Gemu RF operates on 100% prepayment for all first-time orders. After 3 successful orders and a signed supply agreement, repeat buyers may qualify for 50/50 terms on orders ≥ USD 30,000. See our Payment & Production Terms for full policy.

Q: How do I send proof of payment?

Email the SWIFT MT103 confirmation, wire transfer receipt, or Wise payment reference to chy@rfclone.com. We confirm receipt within 4 business hours and begin production scheduling.

Q: Is my payment information secure?

Yes. Bank details are only sent via PI to verified buyers. We never store payment card information on our servers. PCI-DSS compliance applies to credit card transactions through our payment processor.